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Powerball Lottery Tickets to Cost Twice as Much

CNN had this post on the Association behind the popular lottery game, Powerball, announcing that, starting January 15, 2012, the price of a ticket to play Powerball would be doubling, to $2 a ticket....

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Is Recycling Bullshit?

Show of hands.  How many of you actively participate in recycling endeavors in your community?  You schlep around your empty cans, jugs, and bottles.  You pile them up with your used papers, then sort...

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Do You Let Television Affect Your Reality?

Do you watch a reality show such as Storage Wars or Sell This House? Perhaps you have watched Storage Wars and have seen some of the participants walk away with as much as a $5,000 to $10,000 profit....

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Are You Rationalizing Your Way Into Debt?

Staying out of debt is difficult.  Terribly difficult.  It isn’t made any easier if you rationalize yourself into debt, either.  Many of us spend a good deal of our time and energy trying to get out...

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How Higher Education is Ruining the Economy

The last thing you probably expected, today, was a post about how higher education is ruining the economy. After all, aren’t personal-finance bloggers supposed to be all about advancing yourself,...

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Saving On Eyeglasses

If you’re one of the people who needs them, eyeglasses can be one of the most expensive medically necessary things you will have.  Unless you need some other fancy piece of equipment, your eyeglasses...

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Capitalism Requires Participation

I recently had a small discussion on Facebook with Glen, of Free From Broke.  It started when he mentioned in his status that he had been at the doctors office waiting on his appointment for 44...

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Are You a Patient Purchaser?

Conventional wisdom, at least in frugal personal finance circles says you should wait several days (or even weeks) before making most purchases.  Especially large purchases. Personally, I’m usually a...

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The Joneses and Jealousy

We spend a lot of time, while talking about finances, talking about the Joneses. We often talk about how most of us make the mistake of trying to keep up with the Joneses by buying cars that are new,...

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Do You Really Need that Stuff? Think Twice Before You Spend

Americans love their stuff.  We can’t get enough of the latest doodad, the latest hot new product on the market. We love stuff so much, research has been conducted on our behavior.  According to...

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Are We Doing Personal Finance Wrong?

As you can probably imagine, as a personal finance writer, I think about personal finance quite a bit.  Often enough that I write several articles a week on the subject.  I don’t consider myself an...

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What is Financial Independence

In my post “Are we Doing Personal Finance Wrong“, I talked a little bit about “Financial Freedom”.  Of all the comments that the post got, that was the one thing that was mentioned most of all....

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Propaganda Alert: Visa Direct Deposit Prepaid

There I was driving home from work, when an ad on the radio catches my attention.  It was an ad for a Visa Direct Deposit Prepaid card.  Apparently not satisfied with a plethora of prepaid cards that...

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A Two-Step Approach to Preparing Kids for a Giving Holiday: Part One

While you may not want to think about it yet, the holidays are right around the corner.  The commercial machine is cranking into gear.  My local Costco already has rows upon rows of Christmas presents...

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A Two-Step Approach to Preparing Kids for a Giving Holiday: Part Two

The holiday season will soon be upon us.  If you find yourself stressed out every holiday season by financial and time demands, now is the time to decide that this year will be different.  Now is the...

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Keeping your finances in check over the festive period

Christmas is a time for giving, but it’s easy to let your inner Saint Nick get out of control. If you suffer from an excess of altruism, there are some easy ways to keep your spending under control...

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Do We Inflict Peer Pressure On Ourselves?

When my husband and I got married, we were flat broke.  Broke.  We bought the cheapest wedding bands that we could find, and my diamond is small.  However, that was my preference.  I wanted to stay...

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How Much “Stuff” Do You Own?

Every few years or so the discussion in my house comes back around to how we’ve seemingly outgrown our house.  It’s about 12oo square feet, and there are currently 2 adults and 2 children living in it....

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How Avoiding Vanity Has Saved Me Thousands of Dollars

Facebook is certainly a time suck, but it can also be a fun way to catch up with old friends and even high school acquaintances.  Just yesterday, I followed a rabbit hole of people I had known in high...

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Have We Lost the Meaning of Frugality?

My grandparents were married during the Great Depression.  Their first few years together were spent in severe economic hardship, and the financial lessons they learned during that lean time never left...

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